Coverage checker

Are your crutches covered?

Four quick questions. We'll show how coverage generally works for your situation, Medicare, Medicaid, private insurance, or the VA, and email you a reimbursement worksheet with the exact steps and questions to ask your plan.

How are you planning to pay?

What this checker does

Crutches are generally treated as durable medical equipment, and forearm crutches carry HCPCS code E0110. Whether a plan pays anything toward them depends on who your payer is, whether a provider has written an order, and whether you buy through a supplier that bills your plan. Those three answers change the next step completely, which is why this asks rather than guesses.

Answer four questions about your payer, your prescription status, your timing and who the crutches are for. You will get a plain-language summary of how coverage generally works in your situation and an ordered list of what to do next, plus a reimbursement worksheet with the questions to ask your plan and the paperwork a claim usually needs.

Who it is for

  • Buying before you claim. Confirming a benefit first is the difference between a reimbursed pair and an unreimbursable one.
  • Already bought a pair. Self-submitting a claim with an itemised receipt is a normal path, and the worksheet covers what to include.
  • Buying for someone else. Caregivers and providers get the same steps, written to hand over.

Prefer to just read it?

The full write-up lives in does insurance pay for crutches, which covers Medicare, Medicaid and private plans in detail. Veterans and TRICARE members should start with does the VA pay for crutches. Paying with pre-tax dollars instead? See are crutches usually FSA and HSA eligible.

This is general information, not medical or insurance advice, and not a guarantee of payment. Benefits vary by plan, deductible and provider, so always confirm your own benefit before you buy.

Before you go

Don’t guess on crutches

How to set crutches up for the first week, what to check before you rely on them, and what changes as you progress. Free. Unsubscribe anytime.